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Begin Banking

Embark on Your Financial Journey

The ultimate free spending account, specifically designed for ages 14-26. Get a smart start into banking with Bellwether! 

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Saving Makes Cents

Sign Up. Swipe. Save! With Saving Makes Cents, each time you use your Bellwether debit card, we’ll round up the change and deposit that extra cash in your savings account.

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Compare Our Checking Accounts

Learn more about our MyMoney and Live Free Accounts.

FAQs

How does a checking account work?

A checking account is a bank account that's used mainly for transactions. In fact, the technical term for a checking account is a "transaction account." The owner can usually withdraw from or deposit money into a checking account at any time. When you have a checking account, you can get a checkbook to write checks.

What if I accidentally spend more than what’s available in my Checking Account?

We know mistakes happen. That’s why Bellwether offers Courtesy Pay for eligible members if you accidentally overdraw your checking or savings account. With Courtesy Pay, we’ll cover eligible overdrafts in your account up to $500, so your transaction can be processed. Learn more here.

Does a debit card work with a checking or savings account?

A debit card is linked to a checking account. When you use a debit card to make a transaction, the money is pulled from your checking account. It's a substitute for cash.

How do I check my checking account?

You'll have a variety of ways to check your checking account when you open one with Bellwether. You can check your account at any one of our three New Hampshire branches, or access your account online or on our free mobile app. We can also send you monthly account statements by mail.

Disclosure

Begin Banking Account is a transactional account available to members ages 14 through 26 and will convert to a Live Free Checking account during the month following the primary members’ 27th birthday.  The minimum balance required to open is $25.00.  No monthly service charge. Dividends and courtesy pay not available. Required joint owner adult until 18. Federally insured by the NCUA.

*Other fees may apply please consult our Consumer Schedule of Fees for more information.

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