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No matter your lifestyle or need, Bellwether has the credit card for you. Our Visa® cards were designed to match a variety of needs, so whether you're looking to build credit, get cash back, or travel, Bellwether has the card to fulfill your goals.
Smart Rewards Credit Card
- 2.99% introductory APR for 12 billing cycles*
- Receive 5,000 points for $1,000+ spent in the first 90 days*
- Earn 1.5 points for every dollar spent
- No annual fee
- No balance transfer fee**
- No over-the-credit limit fee
Smart Cash Credit Card
- 3.99% introductory APR for 12 billing cycles*
- Receive $50 for first $1,000+ spent in the first 90 days*
- Earn 1.5% for every dollar spent
- No annual fee
- No balance transfer fee**
- No over-the-credit limit fee
Smart Rate Credit Card
- 1.99% introductory APR for 12 billing cycles*
- Low cost, no-frills, great for credit builders
- No annual fee
- No balance transfer fee**
- No over-the-credit limit fee
Simply Secured Credit Card
Great for anyone looking to build (or improve) their credit. While using your savings as collateral, this card also helps you develop your creditworthiness. Once you've established a satisfactory payment history and credit rating, you may upgrade to an unsecured card at Bellwether’s discretion.
For a more detailed comparison of our credit cards, click here.
Fees and Disclosures
Open a Visa® credit card through Bellwether and avoid hidden fees.
- NO balance transfer fee**
- NO annual fee
- NO program fee
- NO participation fee
- NO transaction fee for purchases
- NO over-the-credit limit fee
Click here for a complete list of fees and disclosures.
*Promotional rates and offers for new Bellwether credit card holders only. Promotions do not apply to members who have had a previous Bellwether credit card. **4% during introductory or promotional periods. No fee when the standard rate applies.