Ask yourself the following questions as you select your potential new home:
Is the home near a fire department?
Living in close proximity to a fire department not only means that in the event of an emergency, you may have access to help quickly. It may also reduce your insurance rates.
Does the home have a fire-resistant roof?
Some rooftops are designed specifically to be fire-resistant. These roofs use linings made from fire-resistant materials, such as fiberglass or a fiberglass laminate, which will prevent any fires from spreading down throughout the attic areas. Clay and shale tiles are also fire-resistant.
Is the heating and electrical less than 10 years old?
When the heating and electrical systems are under 10 years old, you may benefit from newer, more efficient technology and compliances with modern electrical safety codes.
Does the home have a security system?
Homes with security systems not only offer you some peace of mind knowing that you have a quick way to connect with emergency help when you're home, but it also can be helpful in deterring theft when you are not.
All of these things may save you money on your insurance premiums while providing you on-going peace of mind. If you have any questions or need any assistance during your search, we are here to support you in finding the perfect house for your needs!