Vehicle Loans
Take Control of the Wheel
Bellwether can help you find the right vehicle for you. We offer new, used, and refinance auto loans for cars and trucks.
Auto Loan Calculator
Find out how much you can afford based on your monthly payment and what your loan payment will look like based on your purchase price.
Auto Loans
- CARFAX® Vehicle History ReportsTM
- Among the lowest rates around
- Skip A Pay option available for eligible loans
- Flexible terms
- Fast service and decisions
- Auto loan protection plans available
The Right Option For You
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Truck and Auto Loans
Bellwether offers the same great rate for new and used vehicles with flexible terms that are right for you. Apply directly through Bellwether and get preapproved before you go shopping. We may also be able to help lower your monthly payments on a current vehicle loan with refinancing options.
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AutoSmart Car Buying Service
Search for used or new vehicles and options you're looking for, at your convenience.
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Research tools let you compare models
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Check your vehicle's current trade-in value
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Locate dealers with exclusive credit union member pricing
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Get Bellwether financing at the dealer or get pre-approved before you go
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TrueCar
It's easy to purchase a car with TrueCar and finance it with Bellwether. Bellwether's Online Car Buying Service powered by TrueCar provides upfront local dealership pricing for new and used vehicles.
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Indirect Lending
Bellwether works with hundreds of auto dealerships throughout New Hampshire and Northern Massachusetts to get you the best auto loan rate possible. Be sure to mention that you're a member of Bellwether to receive fast, and convenient financing without leaving the dealership. The application process is fast and you’ll receive Bellwether's same low rate and flexible terms. For more information, contact our Indirect Lending Department at 603-429-4700.
Truck and Auto Loans
Bellwether offers the same great rate for new and used vehicles with flexible terms that are right for you. Apply directly through Bellwether and get preapproved before you go shopping. We may also be able to help lower your monthly payments on a current vehicle loan with refinancing options.
AutoSmart Car Buying Service
Search for used or new vehicles and options you're looking for, at your convenience.
-
Research tools let you compare models
-
Check your vehicle's current trade-in value
-
Locate dealers with exclusive credit union member pricing
-
Get Bellwether financing at the dealer or get pre-approved before you go
TrueCar
It's easy to purchase a car with TrueCar and finance it with Bellwether. Bellwether's Online Car Buying Service powered by TrueCar provides upfront local dealership pricing for new and used vehicles.
Indirect Lending
Bellwether works with hundreds of auto dealerships throughout New Hampshire and Northern Massachusetts to get you the best auto loan rate possible. Be sure to mention that you're a member of Bellwether to receive fast, and convenient financing without leaving the dealership. The application process is fast and you’ll receive Bellwether's same low rate and flexible terms. For more information, contact our Indirect Lending Department at 603-429-4700.
Auto Rate Table
*Mileage greater than 125,000 add 1%. Rates quoted are for well-qualified buyers. Your actual rate and term will be determined by your creditworthiness and ability to repay. Title, UCC, and VSI fees will be charged when necessary. Payment examples assume $0.00 down payment on a $10,000 vehicle. All loans are subject to credit approval. Rates are subject to change at any time.
*Mileage greater than 125,000 add 1%. Rates quoted are for well-qualified buyers. Your actual rate and term will be determined by your creditworthiness and ability to repay. Title, UCC, and VSI fees will be charged when necessary. Payment examples assume $0.00 down payment on a $10,000 vehicle. All loans are subject to credit approval. Rates are subject to change at any time.
Save MORE with Loyalty Pays!
Save more with our Loyalty Pays Program™*
With Loyalty Pays™, you’ll receive a 0.25% rate discount on your next vehicle, personal, or home improvement loan when you currently have an eligible Bellwether Community Credit Union loan*. That loyalty discount rate will save you money every month. The rate discount is available on second and subsequent loans.
*Bellwether members who currently have a mortgage, auto, boat, RV, motorcycle, personal, or home improvement loan are eligible to receive a discount on their next vehicle, personal, or home improvement loan. Visa products and personal lines of credit are excluded. Easy Street Loans are not eligible for a discount. Approval is based on credit worthiness. Consumer borrowers only. Cannot be combined with any other loan discount. Cannot be applied to the refinance of a BCCU loan. Rate discount promotion is subject to change without notice.
FAQs
What's APR?
APR stands for Annual Percentage Rate; the rate of interest that you will pay on the loan each year.
How does my credit score impact my auto loan interest rate?
The higher your credit score and the better your credit history, the more likely you will receive better interest rates.
Can I refinance an existing auto loan?
Yes, you can refinance your auto loan, and we’re happy to help you move your loan over to Bellwether Community Credit Union. Existing Bellwether loans are not eligible for refinancing. Must qualify for membership.